Financial Glossary



A useful or valuable thing or person eg vehicle or property


Brokerage account:

A brokerage account is an arrangement in which an investor deposits money with a licensed brokerage firm, which places trades on behalf of the customer. Although the brokerage executes the orders, the assets belong to the investors



A sum of money that is owed or due.


A dividend is the distribution of some of a company's earnings to a class of its shareholders



The cost incurred in or required for something. Monthly expenses can include: medical Aid , insurance , risk cover, bond repayment , loan repayments.



Money received, especially on a regular basis, for work or through investments. Salary is a type of income.

Income stream:

A particular means by which a company or individual generates income on an ongoing basis.

Interest rate:

The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.


The action or process of investing money for profit



The action of putting the profit made on a previous investment back into the same scheme.

Retirement Annuity:

A retirement annuity is a long term savings vehicle allowing the investor to accumulate retirement capital that may be accessed from the age of fifty five. The retirement capital is then invested to help provide a retirement income for the investor.



Owners of shares of listed/unlisted companies (also stockholder)



A compulsory contribution to government revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions.

Tax Free Savings Account (TFSA):

An account in which contributions, interest earned, dividends, and capital gains are not taxed, and can be withdrawn tax-free.

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